ABA Therapy Insurance Coverage
How ChoicePoint Helps Chicago Families
How ChoicePoint Helps Chicago Families
For a lot of families, the worry arrives almost as fast as the diagnosis. Can we even afford this? ChoicePoint wants to take that question off the table early, and answer it honestly.
Here is the part most families don't realize: ABA therapy is no longer something insurance can quietly set aside. Coverage for medically necessary ABA is now mandated, which means the door that used to feel closed to so many families is open. The work now is simply making sure each family's specific plan is read carefully and used fully — and that is work the ChoicePoint team does for you.
ChoicePoint Autism Therapy is in network with Blue Cross Blue Shield PPO, Cigna, and Aetna.
If your plan isn't one of those, please don't assume that's a no. For every other insurer, ChoicePoint applies for a single case agreement — an arrangement that lets us provide your child's care as though we were in network. We do this routinely, and we do it because the alternative is letting an administrative line decide whether a child gets services. That isn't a decision Dr. Lapin is willing to hand over.
For families on Medicaid, please see information specific to this plan, what it covers, and how ChoicePoint helps [here].
ChoicePoint has kept this deliberately simple, because the last thing a family in this moment needs is another maze.
Send us a photo of the front and back of your insurance card.
Our dedicated billing team verifies your benefits within two business days. This is their actual job, not something squeezed in around everything else.
She'll walk you through a clear breakdown of what your plan covers for ABA therapy and what, if anything, your out-of-pocket cost would be. No vague estimates, no surprises down the line.
ChoicePoint was built on the conviction that the price of ABA should never be the reason a child goes without it. So when insurance leaves a gap, we don't simply hand you the number and wish you luck. We do two things.
First, flexible payment plans, structured around what your family can actually carry.
Second, and this is something the practice is genuinely proud of: ChoicePoint has a dedicated grants department. Their entire focus is identifying which grants your family qualifies for and walking you through the applications, step by step. Not a list of links emailed over. Real hands-on help, from people who do this every week and know where the funding lives.
ChoicePoint is transparent about what care costs. And equally transparent about every way there is to navigate it, reduce it, and make it work. Both halves of that matter, and you'll never get one without the other here.
That's the standard at ChoicePoint. Progress over profit. Always.
The answers below cover what families in Chicago ask most about insurance, single case agreements, benefits verification, and what happens when coverage falls short. If you don't see your question, send us a message and we'll get you a real answer.
ChoicePoint accepts most major insurance plans for ABA therapy, including Cigna, Blue Cross Blue Shield, and Aetna. Many families are surprised to learn that ABA therapy for children with an autism diagnosis is typically covered by insurance, often with minimal out-of-pocket costs. If you're not sure what your plan covers, our team can help verify your benefits and walk you through what to expect. The fastest way to get specific answers for your family is to reach out and our team will do the legwork.
Yes. ABA therapy is covered by most major insurance plans as a medically necessary treatment for children with autism. ChoicePoint Autism Therapy is in-network with Blue Cross Blue Shield PPO, Cigna, and Aetna. For other insurers, we apply for a single case agreement, an arrangement that lets us provide care as though we were in-network. The best way to know exactly what your plan covers is to send us a photo of your insurance card and let our billing team verify your benefits within two business days.
ChoicePoint Autism Therapy is in-network with Blue Cross Blue Shield PPO, Cigna, and Aetna. If your plan is with a different insurer, please don't assume that's a no. For every other carrier, we routinely apply for a single case agreement, which allows your child to receive ABA therapy at ChoicePoint as though we were in-network. The fastest way to find out where you stand is to send us a photo of your insurance card and let our team verify your benefits.
A single case agreement (SCA) is an arrangement between an insurance company and an out-of-network provider that lets a family receive care at in-network rates. ChoicePoint routinely applies for single case agreements with insurers we're not contracted with, because the alternative is letting an administrative line decide whether a child gets services. We handle the paperwork, the negotiations, and the back-and-forth with the insurer directly. If your plan isn't one of the three we're already in-network with, this is often the path forward.
For most families, the process is straightforward. Send us a photo of the front and back of your insurance card. Our billing team verifies your benefits within two business days, then Dr. Lapin walks you through a clear breakdown of what your plan covers for ABA therapy and what your out-of-pocket cost would be, if anything. No vague estimates, no surprises. You'll know exactly where you stand before you commit to anything.
When insurance doesn't cover the full cost of ABA therapy, ChoicePoint offers two paths forward. The first is a flexible payment plan, structured around what your family can actually carry month to month. The second is our dedicated grants department, which works directly with families to identify funding sources, walk through grant applications step by step, and connect families with autism-specific financial assistance programs in Illinois and nationally. ChoicePoint was built on the conviction that the price of ABA should never be the reason a child goes without it. If you're facing a gap, reach out and we'll help you find the path through.